Unlike humans, most pets are not covered by health insurance. Thus, instead of paying a 10 or 15 dollar deductible after every vet visit, pet owners must pay for the whole vet visit out of pocket. As a result, it is common for dog owners to pay 250 to 350 dollars for annual vet checkups. During these times, pet health insurance could potentially save pet owners 80 to 90 percent on veterinary costs. While the benefits of pet health insurance vary from plan to plan, the best pet insurance plans can significantly reduce annual veterinary costs. While most dogs live between 8 and 15 years, it is inevitable there will be significant health costs every years. Given the fact that different breeds are prone to certain illnesses based upon hereditary, some dog breeds may require significantly more vet care as they age.
Although some health care plans do not cover annual checkups, if a dog is prone to certain illnesses and conditions, pet health insurance can be particularly helpful. The reason for this is that most pet health insurance plans cover vet costs in the event that a pet becomes ill or suffers an injury. While there are deductibles involved, paying 20 dollars is obviously better than dishing out several hundred dollars. Pet insurance reviews allow pet owners to compare pet insurance plans, and choose the best cat or dog insurance for their pet. As such, with pet health insurance pet health insurance can help pet owners save hundreds, even thousands, of dollars every year.