Archive for December 29, 2012
Detroit has a lot of Chapter 7 bankruptcy filings. In fact, in 2011 84 percent of the bankruptcies were chapter 7. Most people went to a Detroit bankruptcy attorney for help. In the U.S. 43 percent , almost one half, of all households over spend more than they earn each year. Most of the things are bought on credit. Once you get up to a certain amount of debt it can become insurmountable. At this point you should go see a Detroit bankruptcy attorney. There are many bankruptcy attorneys in Michigan. A bankruptcy lawyer michigan can help you file a chapter 13 bankruptcy Michigan too. In fact, there are many people who don’t qualify for a Chapter 7 bankruptcy Michigan. Filing bankruptcy in michigan can be a complicated, long drawn out process. You’ll really need the advice that a Detroit bankruptcy attorney can give you before filing.
If you plan carefully and follow advice from your Detroit bankruptcy attorney it is possible to rebuild your credit afterwards. People can file a Chapter 13 bankruptcy if they have unsecured debts of less than $1,081,400. This is usually going to be in the form of credit card debt. You can have secured debts such as a car loan or a real estate loan, in the amount of $360,475 in a Chapter 13 bankruptcy. A chapter 13 is a debt restructuring program. A chapter 7 is a debt liquidation, where they sell off your assets to pay your debt. Talk to a Detroit bankruptcy attorney for more info on filing bankruptcy today.
One of the best ways to live in the present tense is to start a blog. Blogs help people stay in the present tense by making them think about what is going on in their lives and what is important to them. Some common blogging ideas are to blog about being a parent, cooking, eating out, movies, sports and fashion. All of these ideas help the writer live in the present because they need to stay up to date on the latest trends.
One of the great life tips anyone can be offered is to start writing. Writing helps focus the mind and sharpen up thoughts that someone might not have even known they had. Writing is one of the easiest things to do, because all someone needs is a pen and paper or a computer.
While writing is definitely a great idea for anyone to get into, sometimes people have a hard time getting started. Fortunately there is a lot of online information on writing and starting a blog that can help someone who does not know what they are doing get going. These online tips are vital for the person just getting going with writing because they break down what can be an intimidating skill to learn into easy to understand pieces.
If someone is writing to help keep themselves in the present tense, fully aware of what is going on in their life, a good way to start is by simply doing a free write. Do not worry about whether or not anyone else will see this work. The point is to simply get the mind and creative juices going. Concentrate on what has been going on in life lately and let the writing go from there. Many are surprised by just what they come up with during these free writing exercises. Often it is not thing that are going on in the present tense that come up, but that is okay. The point is to just get writing.
Whether the thoughts that come out are about the present tense or something deep in the past, use them to shape other ideas. If the blog is supposed to be about food, for example, perhaps a memory of childhood about a first experience with a new food comes out of the free writing exercise. That is a great segue to writing a whole blog entry about that particular food.